Home & Contents Insurance

We are here to assist you in protecting and caring for your home, ensuring you have the appropriate insurance coverage in place.

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Buildings Insurance is a fundamental form of cover that protects you against physical damage to your property. In most cases, it is a requirement of your mortgage contract and necessary to meet the terms and conditions of your loan. However, you have the freedom to shop around and select the Building Insurance provider that best suits your needs.

Our service includes searching a wide range of leading Insurance companies to obtain highly competitive quotes for you to compare. We will guide you through the process, explaining any special conditions and clarifying what is and isn’t covered. This empowers you to make an informed decision regarding the policy that aligns with your specific requirements.

Contents Insurance, on the other hand, offers protection for your personal belongings against risks such as fire, water damage, theft, and accidental damage. Different insurance companies offer varying levels of inclusions and exclusions, so it’s essential to review your policy carefully.

When it comes to Contents Insurance, there are two main types to consider. The first is “new for old” insurance, which replaces damaged items with similar brand-new equivalents. The second type is known as “Indemnity insurance,” which provides coverage based on the current value of the item. Whichever policy you choose, it is vital to ensure that the insured sum adequately reflects the value of your belongings, providing sufficient coverage in the event of a claim.

Protecting your home and its contents is a responsibility we take seriously. Contact us today, and we will assist you in securing the right Buildings Insurance and Contents Insurance policies for your peace of mind.

Life Insurance

Life Insurance policies offer financial protection by providing a settlement payment in the event of your death within a specified period. This type of coverage…

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Critical Illness Cover

Critical Illness insurance provides valuable support by offering a lump sum pay-out if you survive a specified critical illness, such as certain types of cancer,…

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Income Protection

An Income Protection Policy provides essential coverage by safeguarding your income if you are unable to work due to disability or ill health. Unlike short-term…

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Business & Key Person Insurance

With a wide range of policies available to address various scenarios, our professional advisers are equipped to guide you through the options and tailor solutions…

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Why Us?

We provide expert mortgage and insurance advice to help you navigate the complexities of securing your home loan with clarity and confidence.

You can rest assured knowing that our professional team will be there to support you at every step

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    Modern Mortgage Experts Limited trading as Modern Mortgage Experts is an Appointed Representative of Dragon Brokers Limited t/as The Dragon Network which is authorised and regulated by the Financial Conduct Authority under registration number 599430. Registered office: 3 Friendship Walk, Northolt, London, UB5 6EY. Registered in England.

    Modern Mortgage Experts Limited is a credit broker and you can confirm our registration on the FCA’s website www.fca.org.uk
    The actual APRC you are eligible for depends on individual circumstances.

    If you are thinking about consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON A MORTGAGE.

    The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

    The Financial Ombudsman Service (FOS) is an agency for arbitrating of unresolved complaints between regulated firms and their clients. Further details of the FOS can be found on its website: www.financial-ombudsman.org.uk