First Time Buyer

We understand that moving houses can be an incredibly stressful experience, but our clients often find it exciting, especially if they're first-time buyers.

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Being a first-time buyer opens up a world of possibilities and freedoms. It means having a place to call your own, avoiding the complexities of property chains, and escaping from frustrating living situations with parents or flatmates. You deserve a home that brings you joy every morning, a place where you can unleash your creativity in decorating, and a space that feels worth all the hardships endured during the process. If you've found a house you love but need a first-time buyer mortgage to make it a reality, we strongly encourage you to get in touch with us today.

We are here to support you every step of the way, starting from our initial meeting where we provide tailored recommendations for first-time mortgages. We will guide you through the mortgage application process, assist with securing a Mortgage in Principle, maintain regular communication with solicitors and estate agents, and ensure a smooth exchange of contracts. Throughout the entire journey, we will be by your side, offering unwavering support.

To us, being a good mortgage broker for first-time home buyers means providing a range of mortgage options. However, being a great mortgage broker means treating our clients with fairness, providing honest mortgage advice, adopting a flexible approach, and offering invaluable assistance to help first-time buyers purchase their dream homes.

Re-mortgage

We understand that there are numerous reasons why you may consider re-mortgaging. It could be that your fixed-rate mortgage period is coming to an end,…

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Home Movers Mortgage

If you've been longing to live in the countryside or by the sea, or if work has necessitated a move to a different city, obtaining…

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Buy-To-Let Mortgage

With a Buy-To-Let mortgage, you can purchase a property, whether it's a house or a flat, specifically for the purpose of renting it out to…

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Self Employed Mortgage

Traditional banks and lenders often fail to consider the full scope of your income or accurately assess affordability based on your total earnings. This can…

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Bad / Adverse Credit Mortgage

Adverse credit, which refers to a history of missed or late payments, county court judgments (CCJs), or being enrolled in debt management plans or individual…

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Second Charge Mortgage

With a second charge mortgage, you can secure a loan against your property while maintaining your existing mortgage. This type of mortgage functions similarly to…

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Commercial Mortgage

Whether you're in the farming industry, own a pub, restaurant, shop (with or without living space), hotel, guest house, or holiday let, we can assist…

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Bridging Loan

Bridging loan offers borrowers quick access to funds when timing is crucial, such as when facing delays in a property sale.

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Why Us?

We provide expert mortgage and insurance advice to help you navigate the complexities of securing your home loan with clarity and confidence.

You can rest assured knowing that our professional team will be there to support you at every step

Blogs

15 September 2023 Whole-of-Market Mortgage Broker

The Value of Whole-of-Market Mortgage Brokers At Modern Mortgage Experts, we pride ourselves on offering…

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15 September 2023 New Build Property Buyer’s Guide

Considering a new build? There's never been a better time. With stricter regulations in place,…

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    Modern Mortgage Experts Limited trading as Modern Mortgage Experts is an Appointed Representative of Dragon Brokers Limited t/as The Dragon Network which is authorised and regulated by the Financial Conduct Authority under registration number 599430. Registered office: 3 Friendship Walk, Northolt, London, UB5 6EY. Registered in England.

    Modern Mortgage Experts Limited is a credit broker and you can confirm our registration on the FCA’s website www.fca.org.uk
    The actual APRC you are eligible for depends on individual circumstances.

    If you are thinking about consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON A MORTGAGE.

    The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

    The Financial Ombudsman Service (FOS) is an agency for arbitrating of unresolved complaints between regulated firms and their clients. Further details of the FOS can be found on its website: www.financial-ombudsman.org.uk