Traditional banks and lenders often fail to consider the full scope of your income or accurately assess affordability based on your total earnings. This can result in a mortgage offer that doesn't align with your actual borrowing potential, accompanied by interest rates that penalize you simply for being self-employed.
The self-employed face a wide range of circumstances, and mortgage lenders treat them differently, making it crucial to have an experienced and knowledgeable partner to navigate the application process successfully.
We understand the complexities involved in obtaining a mortgage as a self-employed individual. Our expertise allows us to take a comprehensive approach, considering your complete financial picture to determine the most suitable mortgage options for you. We recognize your true borrowing potential and work diligently to secure competitive interest rates that reflect your unique situation.
With our guidance and understanding, you can have confidence in your mortgage application. We have the necessary experience and expansive knowledge to ensure your self-employed status doesn’t hinder your ability to obtain the mortgage you deserve.
Contact us today to benefit from our specialized services tailored to self-employed professionals like you.
First Time Buyer
Being a first-time buyer opens up a world of possibilities and freedoms. It means having a place to call your own, avoiding the complexities of…
Re-mortgage
We understand that there are numerous reasons why you may consider re-mortgaging. It could be that your fixed-rate mortgage period is coming to an end,…
Home Movers Mortgage
If you've been longing to live in the countryside or by the sea, or if work has necessitated a move to a different city, obtaining…
Buy-To-Let Mortgage
With a Buy-To-Let mortgage, you can purchase a property, whether it's a house or a flat, specifically for the purpose of renting it out to…
Bad / Adverse Credit Mortgage
Adverse credit, which refers to a history of missed or late payments, county court judgments (CCJs), or being enrolled in debt management plans or individual…
Second Charge Mortgage
With a second charge mortgage, you can secure a loan against your property while maintaining your existing mortgage. This type of mortgage functions similarly to…
Commercial Mortgage
Whether you're in the farming industry, own a pub, restaurant, shop (with or without living space), hotel, guest house, or holiday let, we can assist…
Bridging Loan
Bridging loan offers borrowers quick access to funds when timing is crucial, such as when facing delays in a property sale.
Why Us?
We provide expert mortgage and insurance advice to help you navigate the complexities of securing your home loan with clarity and confidence.
You can rest assured knowing that our professional team will be there to support you at every step
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