Re-mortgage

When the time comes for change, we ensure that it's a positive one.

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We understand that there are numerous reasons why you may consider re-mortgaging. It could be that your fixed-rate mortgage period is coming to an end, or you might want to access the equity in your property for a DIY project, investment, family wedding, or to cover tuition fees. It's possible that you wish to consolidate your debts into a single payment or that your improved credit score opens the opportunity for a better interest rate. Whatever your motivation, we are here to assist you with all of this and more, ensuring that you secure a competitive mortgage deal.

Re-mortgaging presents an opportunity for significant savings on your monthly mortgage repayments or the chance to shorten your current mortgage term, freeing up funds to use as you please. Our goal is to help you achieve these financial advantages while ensuring that the re-mortgaging process is smooth and hassle-free.

First Time Buyer

Being a first-time buyer opens up a world of possibilities and freedoms. It means having a place to call your own, avoiding the complexities of…

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Home Movers Mortgage

If you've been longing to live in the countryside or by the sea, or if work has necessitated a move to a different city, obtaining…

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Buy-To-Let Mortgage

With a Buy-To-Let mortgage, you can purchase a property, whether it's a house or a flat, specifically for the purpose of renting it out to…

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Self Employed Mortgage

Traditional banks and lenders often fail to consider the full scope of your income or accurately assess affordability based on your total earnings. This can…

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Bad / Adverse Credit Mortgage

Adverse credit, which refers to a history of missed or late payments, county court judgments (CCJs), or being enrolled in debt management plans or individual…

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Second Charge Mortgage

With a second charge mortgage, you can secure a loan against your property while maintaining your existing mortgage. This type of mortgage functions similarly to…

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Commercial Mortgage

Whether you're in the farming industry, own a pub, restaurant, shop (with or without living space), hotel, guest house, or holiday let, we can assist…

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Bridging Loan

Bridging loan offers borrowers quick access to funds when timing is crucial, such as when facing delays in a property sale.

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Why Us?

We provide expert mortgage and insurance advice to help you navigate the complexities of securing your home loan with clarity and confidence.

You can rest assured knowing that our professional team will be there to support you at every step

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    Modern Mortgage Experts Limited trading as Modern Mortgage Experts is an Appointed Representative of Dragon Brokers Limited t/as The Dragon Network which is authorised and regulated by the Financial Conduct Authority under registration number 599430. Registered office: 3 Friendship Walk, Northolt, London, UB5 6EY. Registered in England.

    Modern Mortgage Experts Limited is a credit broker and you can confirm our registration on the FCA’s website www.fca.org.uk
    The actual APRC you are eligible for depends on individual circumstances.

    If you are thinking about consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON A MORTGAGE.

    The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

    The Financial Ombudsman Service (FOS) is an agency for arbitrating of unresolved complaints between regulated firms and their clients. Further details of the FOS can be found on its website: www.financial-ombudsman.org.uk