Category: Uncategorized

Whole-of-Market Mortgage Broker

The Value of Whole-of-Market Mortgage Brokers At Modern Mortgage Experts, we pride ourselves on offering clients the opportunity to work with whole-of-market mortgage brokers. This comprehensive approach ensures that every client can access a wide range of mortgage products, tailored to their unique financial circumstances. What is a Whole-of-Market Mortgage Broker? A whole-of-market mortgage broker… Continue reading Whole-of-Market Mortgage Broker

New Build Property Buyer’s Guide

Considering a new build? There’s never been a better time. With stricter regulations in place, buying a newly constructed home is now more protected than ever. Let’s break down what you need to know. Codes of Conduct: Most developers adhere to a code of conduct that outlines best practices for marketing, building, and selling new… Continue reading New Build Property Buyer’s Guide

Second Charge Mortgages: A Flexible Option for Debt Consolidation

Understanding Your Options: When faced with mounting debt, homeowners often consider remortgaging to access additional funds. While this can be a viable option, it’s important to explore all available avenues before making a decision. Second charge mortgages offer a flexible alternative that can provide significant benefits. Benefits of Second Charge Mortgages for Debt Consolidation: Lower… Continue reading Second Charge Mortgages: A Flexible Option for Debt Consolidation

Bank of England Pivots with Interest Rate Cut

The Bank of England has made a decisive shift in monetary policy, reducing the base interest rate for the first time in four years. The 0.25% decrease brings the rate to 5%, marking a departure from the aggressive tightening cycle implemented to combat soaring inflation. With inflation now under control and returning to the Bank’s… Continue reading Bank of England Pivots with Interest Rate Cut

How To Convince A Mortgage Lender To Approve Your Application

For many people, getting a mortgage is essential to buy a house, but only if it is that simple. We are not all fortunate to have been born from unprecedented wealth or have a spare £50,000 for a deposit down the back of the sofa. The bank of Mum & Dad can only approve purchases that… Continue reading How To Convince A Mortgage Lender To Approve Your Application

Mortgage Advice for First-Time Buyers | 7 Glorious Tips

Going through the rigmarole of becoming a first-time buyer can indeed seem like a chore. However, armed with careful planning and thorough preparation, you have the potential to transform this process into a well-informed endeavour that optimises your entire home-buying journey. To assist you in this endeavour, we present you with a comprehensive list of… Continue reading Mortgage Advice for First-Time Buyers | 7 Glorious Tips

Difference between ‘Life Insurance’ and ‘Life Assurance’

Life insurance and life assurance are often used interchangeably, but they do have distinct differences. Both serve as forms of financial protection in the event of the policyholder’s death, but they operate differently. The primary difference lies in the duration of coverage: life insurance typically covers a specific term, while life assurance generally provides coverage… Continue reading Difference between ‘Life Insurance’ and ‘Life Assurance’

Modern Mortgage Experts Limited trading as Modern Mortgage Experts is an Appointed Representative of Dragon Brokers Limited t/as The Dragon Network which is authorised and regulated by the Financial Conduct Authority under registration number 599430. Registered office: 3 Friendship Walk, Northolt, London, UB5 6EY. Registered in England.

Modern Mortgage Experts Limited is a credit broker and you can confirm our registration on the FCA’s website www.fca.org.uk
The actual APRC you are eligible for depends on individual circumstances.

If you are thinking about consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON A MORTGAGE.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

The Financial Ombudsman Service (FOS) is an agency for arbitrating of unresolved complaints between regulated firms and their clients. Further details of the FOS can be found on its website: www.financial-ombudsman.org.uk